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In today's high cost insurance market it's more important than ever to compare providers for affordable insurance.

We operate through a network of insurance providers with thousands of policies across the nation. By clicking the type of insurance you need and entering your zip code you are matched with low cost insurance companies and provided multiple quotes for fast & easy comparison! - You are under no obligation, So you have nothing to loose - and lots to save!
 

Minimum Levels of Required Auto Insurance Coverage by State

 

Recommended insurance coverage, $100,000 of bodily injury protection per person and $300,000 per accident.

First number: bodily injury liability maximum for one person injured in an accident.

Second number: bodily injury liability maximum for all injuries in one accident.

Third number: property damage liability maximum for one accident.

Thus, in Alabama, for example, the minimum liability limits are $20,000 for injury liability for one person in an accident, $40,000 for all injuries in an accident, and $10,000 for property damage in an accident.

If your state has a "no-fault" auto insurance law, your auto policy must pay medical bills for you and your passengers regardless of who caused the accident.

1) Low-cost policy limits for drivers in the California Automobile Assigned Risk Plan are 10/20/3.

(2) Instead of policy limits, policyholders can satisfy the requirement with a single combined policy. Amounts vary by state.

(3) In addition, policyholders must carry $1,000 for medical payments.

(4) PIP may be waived for the policyholder but it is compulsory for passengers.

(5) Basic policy (optional) limits are 10/10/5. UM/UIM coverage is not available under a basic policy but UIM is required under a standard policy.

(6) In addition, policyholders must have 50/100 for wrongful death coverage.

State Liability required? Liability minimums (in thousands of dollars) Personal Injury Protection required? No-fault state? Uninsured motorist coverage required?
Alabama Yes, 25/50/25 No No No
Alaska Yes, 50/100/25 No No No
Arizona Yes, 15/30/10 No No No
Arkansas Yes, 25/50/25 Yes No No
California (1) Yes, 15/30/5 No No No
Colorado Yes, 25/50/15 No No No
Connecticut Yes, 20/40/10 No No Yes
Delaware Yes, 15/30/10 Yes No No
Florida (2) No, 10/20/10 Yes Yes No
Georgia Yes, 25/50/25 No No No
Hawaii Yes, 20/40/10 Yes Yes No
Idaho Yes, 25/50/15 No No No
Illinois Yes, 20/40/15 No No Yes
Indiana Yes, 25/50/10 No No No
Iowa Yes, 20/40/15 No No No
Kansas Yes, 25/50/10 Yes Yes Yes
Kentucky Yes, 25/50/10 Yes Yes No
Louisiana Yes, 10/20/10 No No No
Maine (3) Yes, 50/100/25 No No Yes
Maryland (4) Yes, 20/40/15 Yes No Yes
Massachusetts Yes, 20/40/5 Yes Yes Yes
Michigan Yes, 20/40/10 Yes Yes No
Minnesota Yes, 30/60/10 Yes Yes Yes
Mississippi Yes, 25/50/25 No No No
Missouri Yes, 25/50/10 No No Yes
Montana Yes, 25/50/10 No No No
Nebraska Yes, 25/50/25 No No No
Nevada Yes, 15/30/10 No No No
New Hampshire No, 25/50/25 No No Yes
New Jersey (5) Yes, 15/30/5 Yes Yes Yes
New Mexico Yes, 25/50/10 No No No
New York (6) Yes, 25/50/10 Yes Yes Yes
North Carolina Yes, 30/60/25 No No No
North Dakota Yes, 25/50/25 Yes Yes Yes
Ohio Yes, 12.5/25/7.5 No No No
Oklahoma Yes, 25/50/25 No No No
Oregon Yes, 25/50/10 Yes No Yes
Pennsylvania Yes, 15/30/5 Yes Yes No
Rhode Island (2) Yes, 25/50/25 No No Yes
South Carolina Yes, 25/50/25 No No Yes
South Dakota Yes, 25/50/25 No No Yes
Tennessee (2) Yes, 25/50/10 No No No
Texas Yes, 25/50/25 No No No
Utah (2) Yes, 25/50/15 Yes Yes No
Vermont Yes, 25/50/10 No No Yes
Virginia Yes, 25/50/20 Yes No Yes
Washington Yes, 25/50/10 No No No
Washington D.C. Yes, 25/50/10 No No Yes
West Virginia Yes, 20/40/10 No No Yes
Wisconsin No, 25/50/10 No No Yes
Wyoming Yes, 25/50/20 No No No

 

We offer multiple insurance quotes for anyone living in the following states, Alabama AL, Alaska AK, Arizona AZ, Arkansas AR, California CA, Colorado CO, Connecticut CT, Delaware DE, District of Columbia DC, Florida FL, Georgia GA, Hawaii H, Idaho ID, Illinois IL, Indiana IN, Iowa IA, Kansas KS, Kentucky KY, Louisiana LA, Maine ME, Maryland MD, Massachusetts MA, Michigan MI, Minnesota MN, Mississippi MS, Missouri MO, Montana MT, Nebraska NE, Nevada NV, New Hampshire NH, New Jersey NJ, New Mexico NM, New York NY, North Carolina NC, North Dakota ND, Ohio OH, Oklahoma OK, Oregon OR, Pennsylvania PA, Rhode Island RI, South Carolina, South Dakota, Tennessee TN, Texas TX, Utah UT, Vermont VT, Virginia VA, Washington WA, West Virginia WV, Wisconsin WI, and Wyoming WY, and other US territories.

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